SHARED MONEY, MADE CLEAR

Split the bill.
Keep the friendship.

ShareSquad makes shared expenses easy to record, understand, and settle—whether you live together, travel together, or simply split a meal.

Using AI receipt scanning? Get a Google AI Studio API key

ONE APP, THREE WAYS TO TRACK

Use the space that fits the expense.

01

Shared groups

Create a group for a household, trip, event, or project. Set it up first, then invite at least one member before adding shared bills and choosing who shares each expense.

  • Equal, percentage, exact, or share splits
  • Who pays whom for bills saved this month (including late receipts)
  • Activity, insights, digests, and PDF reports — months stay editable

02

Personal tracker

Keep personal spending separate from shared money. Add expenses manually or scan a receipt, then review category totals by month.

  • Monthly spending overview
  • Categories and original currencies
  • Personal PDF reports

03

Friends

Add someone once, then keep private one-to-one bills and group Who-pays-whom in one place—record payments here so balances update everywhere.

  • Add an existing user by email or shared-group membership
  • Consolidated balance by currency (no silent mixing)
  • Partial or full payments with past payment history

HOW IT WORKS

From setup to settlement in four steps.

1

Choose a space

Use Personal for yourself, Friends for one person, or create a shared group for several people.

2

Invite when sharing

New groups begin as drafts. Invite and activate at least one other member before shared bills can be added.

3

Add and split

Enter a bill manually or scan a receipt, then select who paid and who shares it. Bills count for the month you save them.

4

Settle on Friends

Open Friends to record a full or partial payment. Who pays whom in the group updates right away, with history you can reopen later.

RECEIPT SCANNING

Local receipt reading first. Extra AI help only when needed.

ShareSquad first reads receipts on the server, including cleanup for shadows, creases, and uneven text. If a receipt is still unclear, you can optionally connect your own supported vision-provider API key.

  1. Open Settings → Receipt scanning.
  2. Turn on Use my own AI API key.
  3. Choose a provider and model.
  4. Paste an API key from that provider and save.
Get a Google AI Studio API key (free tier) →

Your key is used only when receipt fields need help. Receipt details are always shown for you to review before saving.

FAQ

Questions people usually ask.

Does everyone need an account?

Yes — everyone needs a ShareSquad account to use the app. You can still invite people to a group before they have one. They need an account to open the group, add expenses (when allowed), and see their own balances. Guests without an account cannot use the group dashboard.

Can I add an expense without a receipt?

Yes. Choose manual entry, enter the details, select the payer and participants, then save. A receipt is optional.

Which month does an expense belong to?

The calendar month you save it. The receipt date is still shown on the bill. If you save a September receipt in October, it counts toward October balances and appears under Added late in that month’s digest.

How does ShareSquad decide who owes whom?

Each expense records who paid and each participant’s share. Balances use every expense saved in that month. Open Friends to record a payment — Who pays whom in the group updates immediately.

Can different currencies be used?

Yes. Expenses can be recorded in supported currencies. From PDF Reports you can change settlement currency for converted reports. Balances never silently mix currencies.

Does the month lock at month end?

No. Month-end digests are snapshots only. Generating a PDF does not lock the month. You can keep adding and editing expenses.

Is the demo the same as a real account?

Yes. Try the full demo opens a private sandbox of the current ShareSquad build with sample data. It expires after two hours; sign up to keep your own groups permanently.

Will an expense appear for everyone?

Group members viewing the same group receive live updates after a saved change. A fallback refresh check also keeps pages current.

Is receipt scanning automatic?

ShareSquad suggests details from a receipt, but you confirm or correct the information before the expense is saved.

How are passwords and API keys stored?

Passwords are never stored in plain text. They are saved as a one-way bcrypt hash, so ShareSquad can check a sign-in without being able to recover the original password. Optional AI receipt-scanning API keys are encrypted at rest on the server and are not shown again in Settings after you save them. New passwords must include at least 8 characters, 1 uppercase letter, 2 numbers, and 1 special character. More detail is in the Privacy Policy.

READY WHEN YOU ARE

Make shared money less awkward.

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