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CLEAR BALANCES

Know who owes whom—without the awkward math.

Every saved expense records who paid and each person’s share. ShareSquad totals those shares for the month the bill was saved, including older receipt dates added late.

How balances are calculated

Open a shared group and check Balances. Who pays whom combines every expense saved in the current calendar month. People who paid more than their share are owed; people who paid less owe the difference.

Settle when money moves

Record payments on Friends — full or partial. Balances update as soon as the payment is saved, and past payments stay in the friend payment history. Shared group expenses also appear on Friends for viewing; they are not double-counted in the total.

Reports and currency

Download a PDF or open the monthly digest when you need a shared record. Digests list normal bills and an Added late section for older receipt dates. Change settlement currency from PDF Reports when you need a converted report. Months are not locked by digests or PDF generation.

Friends and personal spending

One-to-one friend splits have their own clear owed / owed-to-you card. Personal Tracker keeps your solo spending separate from shared group balances.

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